Business Tools

Same-Day Funding for High Volume Merchants

Volume Processing settles Visa, Mastercard, Amex, Discover, and same-day ACH the same business day on volumes up to $5M/day. No rolling reserve, no 7-day hold, no batch-cutoff games.

$5M
Daily cap
7pm ET
Card cutoff
$0
Reserve

What you get with same-day funding for high volume merchants

Same-day card settlement

Batches captured before 7pm ET fund the same business day.

Same-day ACH window

ACH submitted before 4:45pm ET fund the same day under NACHA SDA.

No rolling reserve

Volume Processing underwrites without rolling reserves on merchants over $500K/mo.

How same-day funding for high volume merchants compares

Stack same-day funding for high volume merchants against typical flat-rate offerings and you see the spread widen at every order of magnitude in volume.

Flat-rate (Stripe/Square)2.90%
Mid-market processor2.40%
Volume Processing1.85%

Estimated effective rate on a blended online card mix at $5M/month. Your rate may vary.

Related business tools services

Ready to move your volume to Volume Processing?

Get my custom rate →