For $100K – $100M+ / month merchants

High Volume Payment Processingpriced for the way you scale.

Interchange-plus pricing with a markup that drops as your monthly volume grows. Tier-1 acquiring, same-day funding, and a portable token vault — built for high volume merchants.

Instant savings calculator

Live
$1.0M
Effective: 1.50%
$100K$1M$10M$100M+
Regular
$36,018
@ 3.6%/mo
Volume Payments
$15,007
@ 1.50%
You save
$21,010
$252,125 / yr
Lock in this rate →

Estimate based on blended interchange-plus pricing. Final rate depends on card mix and MCC.

PCI DSS Level 199.99% Uptime$5M / day fundingUS-based
VisaMastercardAmex OptBlueDiscoverNACHA Same-Day ACHPlaidEthocaVerifi RDRVisa Token ServiceMastercard MDESVisaMastercardAmex OptBlueDiscoverNACHA Same-Day ACHPlaidEthocaVerifi RDRVisa Token ServiceMastercard MDES
Your markup shrinks as you grow

The more you process, the less you pay per transaction.

Volume Processing's markup over interchange tapers from 85 bps at $100K/month to under 15 bps once you cross $100M/month — a structurally cheaper rate than flat-rate processors can offer at any scale.

Get your custom rate →
0 bps30 bps60 bps90 bps$100K85 bps$1M55 bps$10M30 bps$100M+15 bps
Markup over interchange by monthly processing volume
94.7%
Authorization rate
$5M / day
Same-day funding cap
Tier-1
US acquiring
<0.5%
Avg. chargeback ratio
FAQ

High volume payment processing, answered.

What is high volume payment processing?

High volume payment processing is interchange-plus card and ACH acceptance designed for merchants moving $100K to $100M+ per month, with tier-1 acquiring, same-day funding, and a markup that drops as monthly volume grows.

How much does high volume payment processing cost?

Volume Processing charges interchange + a markup that starts at 85 bps for $100K/month merchants and drops to 10–15 bps for $100M+ merchants. Effective rates land between 1.65% and 2.40% depending on card mix.

What is the best payment processor for high volume merchants?

The best payment processor for high volume merchants combines interchange-plus pricing, direct tier-1 acquiring relationships, cascading multi-MID routing, same-day funding, and a portable token vault. Volume Processing delivers all five in one stack.

Do you offer same-day funding for high volume merchants?

Yes. Volume Processing settles Visa, Mastercard, Amex, Discover, and same-day ACH the same business day on volumes up to $5M/day with no rolling reserve.

Can you handle high risk high volume merchant accounts?

Yes. Volume Processing places high-risk MCCs — CBD, nutra, subscription, firearms, adult — with domestic and offshore acquirers built for sustained 1%+ chargeback ratios and high monthly volume.

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